This Risk Disclaimer (“Disclaimer”) applies to the Johnson Pang NextWave Traders (“Course”), the Johnson Pang Discord server, all Johnson Pang social media accounts, and all content, services, and products available at or through Johnson Pang (“Owner”).

Not Financial Advice

All information provided by Johnson Pang, whether within the Course, on the Discord server, or across any Johnson Pang social media accounts, is intended solely for educational and informational purposes. Nothing contained herein constitutes or should be construed as financial, investment, legal, or tax advice. Johnson Pang is not a registered financial advisor, broker, dealer, or any other regulated entity in any jurisdiction, nor does Johnson Pang possess or claim access to non-public or insider information. No content should be interpreted as an offer or solicitation to buy or sell any financial instrument, including but not limited to securities, futures, or derivatives.

Risks of Trading and Investing

Trading and investing in financial markets carry significant risk and may not be suitable for all individuals. You may lose some, all, or even more than your initial investment, particularly when using leverage or margin. Past performance is not indicative of future results. You should never invest money that you cannot afford to lose. Johnson Pang will never trade or manage accounts on your behalf.

No Guarantees

While every effort is made to provide accurate, up-to-date information, Johnson Pang makes no representations, warranties, or guarantees—express or implied—regarding the accuracy, reliability, or completeness of any information provided. Participation in the Course does not guarantee any specific results or earnings. Any forward-looking statements, projections, or forecasts are based on assumptions and are subject to change; actual results may differ materially.

Indemnification

By accessing or using the Course and related services, you agree to fully indemnify, defend, and hold harmless Johnson Pang and all affiliates, agents, and representatives from and against any and all claims, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees) arising from or related to your trading or investment activities, or any violation of this Disclaimer or applicable laws.

Your Responsibility

You are solely responsible for conducting your own independent research and making your own investment decisions. It is strongly recommended that you consult with a qualified financial professional or advisor before making any investment or trading decisions.

Last Updated: June 28, 2025